:root{--navy:#071b33;--navy2:#0d3157;--gold:#d6ad48;--cream:#fff8e9;--muted:#667085;--green:#25d366}
*{box-sizing:border-box} body{margin:0;font-family:Arial,Helvetica,sans-serif;background:#06182d;color:#fff}
a{text-decoration:none}.container{max-width:1080px;margin:0 auto;padding:22px}.hero{position:relative;overflow:hidden;border-radius:28px;background:linear-gradient(135deg,#06182d,#123e68 70%,#06182d);padding:38px 28px;border:1px solid rgba(214,173,72,.35);box-shadow:0 20px 50px rgba(0,0,0,.35)}
.hero:after{content:"";position:absolute;right:-80px;top:-80px;width:260px;height:260px;background:radial-gradient(circle,rgba(214,173,72,.35),transparent 65%);border-radius:50%}
.brand{font-size:42px;font-weight:900;letter-spacing:2px;margin:0;color:#fff}.tag{color:var(--gold);font-weight:700;letter-spacing:3px}.hero p{font-size:19px;max-width:620px;line-height:1.5}.btn{display:inline-block;background:var(--gold);color:#06182d;border:0;border-radius:999px;padding:15px 28px;font-weight:900;cursor:pointer;box-shadow:0 8px 22px rgba(214,173,72,.25)}
.btn.green{background:var(--green);color:#fff}.btn.dark{background:#102d4d;color:#fff;border:1px solid rgba(255,255,255,.2)}.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin:24px 0}.card{background:var(--cream);color:#071b33;border-radius:22px;padding:22px;min-height:150px;border:1px solid rgba(214,173,72,.55);box-shadow:0 12px 30px rgba(0,0,0,.22)}
.card h2{margin:0 0 10px;font-size:25px}.card p{color:#344054;line-height:1.45}.section{background:#fff;color:#071b33;border-radius:24px;padding:24px;margin:24px 0}.section h2{margin-top:0}.steps{display:none}.step{display:none}.step.active{display:block}.fields{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}label{display:block;font-weight:700;margin-bottom:6px}input,select,textarea{width:100%;padding:13px;border:1px solid #ccd2dc;border-radius:12px;font-size:16px}textarea{min-height:90px}.navrow{display:flex;gap:10px;justify-content:space-between;margin-top:18px}.notice{background:#f6fbff;border-left:5px solid var(--gold);padding:14px;border-radius:12px;color:#071b33}.success{display:none;text-align:center;background:#fff;color:#071b33;border-radius:24px;padding:30px;margin:24px 0}.ref{font-size:30px;font-weight:900;color:#0d3157;background:#fff8e9;padding:14px;border-radius:14px;display:inline-block}.footer{text-align:center;padding:35px 0;color:#cfd8e3}.footer a{color:#cfd8e3;font-size:13px}.pill{display:inline-block;border:1px solid rgba(214,173,72,.5);padding:8px 12px;border-radius:999px;color:#ffd978;margin:4px}.faq{background:#0d3157;color:#fff;border-radius:16px;padding:14px;margin:10px 0}.faq b{color:#ffd978}@media(max-width:760px){.brand{font-size:31px}.grid,.fields{grid-template-columns:1fr}.container{padding:14px}.hero{padding:26px 20px}.card{min-height:auto}.navrow{flex-direction:column}.btn{width:100%;text-align:center}}